Privacy Policy

Effective 1 October 2026 · Last updated 1 October 2026

We collect only what PayKut needs to run your billing and business records. We never sell your data, and your shop's data stays yours.

Who we are

PayKut is operated by Dynamik Modus LLP, C-52, Sector-63, Noida 201301, India ("PayKut", "we", "us"). This policy covers this website, the PayKut Android app, the PayKut web billing app at billing.paykut.in, and the support we give you over WhatsApp, phone and email.

By using PayKut you agree to this policy and to our Terms of Service. If you don't agree, please don't use our services.

What we collect

Account and business details

Your name, mobile number, email address, shop name and address, GST number, logo, and the plan you're on.

Business records you enter

Invoices, items and prices, stock levels, customer names and phone numbers, udhar and payment entries, loyalty and membership details, and staff logins with their permissions. You create this data, and we store it so the app can work and sync across your devices.

Device and usage information

Device model, operating system, app version, IP address, and crash or error logs. We use this to keep the app working and to fix problems.

When you contact us

Messages, phone numbers and any files you send us on WhatsApp, email or phone, so we can help you.

Visitors to this website

You can browse this website without an account. Our pages load fonts from Google Fonts and Fontshare, so those providers receive your IP address and browser details when the page loads. This website does not use advertising cookies or ad trackers. If you tap a WhatsApp, call or email link, you leave this site and that app's own privacy policy applies.

How we use it

• To create your account, run billing, inventory, ledger and POS features, and sync your data across devices.
• To back up your data so you don't lose it if you change or lose your phone.
• To provide support, onboard you, and help you move from another billing app.
• To send service messages such as plan renewals, important updates and security notices.
• To fix bugs, prevent misuse and improve the product.
• To meet legal obligations, including tax and law-enforcement requests.

We use your data only for these purposes. We do not use the invoices or customer records you store in PayKut for advertising.

Your customers' data

When you add your own customers, suppliers or staff to PayKut, that information is about other people. You decide what to collect and why, so you are responsible for having a lawful reason to hold it and for using it fairly. We process it only on your behalf, to run the app for you.

Sharing an invoice or a payment reminder on WhatsApp is something you start. It leaves PayKut and goes through WhatsApp under its own terms.

Who we share it with

We do not sell or rent your personal data. We share it only in these cases:

• Service providers who help us run PayKut, such as cloud hosting, backup and messaging. They may use your data only to provide that service to us.
• Authorities, when the law requires it or to protect the rights and safety of PayKut, our users or others.
• A successor, if PayKut is merged with or acquired by another business. We'll tell you before your data becomes subject to a different policy.
• People you choose, such as staff you give logins to, or customers you send a bill to.

Storage and security

Your data is stored in the cloud with automatic backup. We use reasonable technical and organisational safeguards to protect it, including access controls and limiting who on our team can see it. No system is completely secure, so please keep your login private and use staff permissions so people see only what they need.

Your data may be stored on servers outside your city or state. We take care that any provider we use protects it appropriately.

Keeping and deleting data

We keep your data while your account is active. If you ask us to delete your account, we delete your personal data and business records within 30 days, except where the law requires us to keep something, such as tax or transaction records. Backups are cleared on their normal cycle after that.

You can export your invoices and reports from the app before you leave. To start deletion, email us from your registered address or message us on WhatsApp.

Your rights

Under the Digital Personal Data Protection Act, 2023 and other applicable Indian law, you can:

• Ask what personal data we hold about you and how we use it.
• Ask us to correct or update inaccurate data.
• Ask us to erase your data.
• Withdraw your consent. This won't affect what we did before you withdrew it, and some features may stop working.
• Nominate someone to exercise these rights for you if you die or cannot act.
• Complain to us, and to the Data Protection Board of India if we don't resolve it.

Write to the contact below and we'll respond within 30 days.

App permissions

Depending on the features you use, the Android app may ask for permission to use the camera (to scan barcodes and QR codes), Bluetooth or nearby devices (to connect receipt printers), and storage or files (to save and share PDF invoices). The app asks only when you use a feature that needs it, and you can turn any permission off in your phone settings. Some features won't work without it.

Children and changes

Children

PayKut is made for businesses and is not meant for anyone under 18. We don't knowingly collect data from children. If you think a child has given us their data, tell us and we'll delete it.

Changes to this policy

If we change this policy, we'll update the date at the top. For significant changes we'll also tell you in the app or by message.

Contact and grievances

For questions, requests under this policy, or complaints, contact our Grievance Officer:

Terms of Service

Effective 1 October 2026 · Last updated 1 October 2026

Use PayKut lawfully, keep your login safe, and issue accurate invoices. Your business data stays yours, and you can cancel any time.

Agreeing to these terms

These terms are an agreement between you and Dynamik Modus LLP, C-52, Sector-63, Noida 201301, India ("PayKut", "we", "us"). They apply to this website, the PayKut Android app, the PayKut web billing app at billing.paykut.in, and any related support.

By creating an account or using PayKut, you agree to these terms and to our Privacy Policy. If you are signing up for a business, you confirm that you are at least 18 and have the authority to bind that business. If you don't agree, please don't use PayKut.

Your account

• Give us accurate details and keep them up to date.
• Keep your login private. You are responsible for activity under your account, including by staff you give logins to.
• Give staff only the permissions they need, and remove access when someone leaves.
• Tell us promptly if you think your account has been misused.

Using PayKut

You may use PayKut to run your own business billing, inventory and records. You must not:

• Use it for anything unlawful, including issuing false or misleading invoices or evading tax.
• Copy, reverse engineer, or try to extract the source code of the software.
• Resell or sublicense PayKut, or let people outside your business use your account, unless we agree in writing.
• Upload malicious code, or interfere with or overload our systems.
• Try to access accounts or data that aren't yours.

Your data and invoices

The invoices, items, customer records and other business data you enter belong to you. You give us permission to host, back up, process and display that data only so we can provide PayKut to you, as described in the Privacy Policy.

You are responsible for what you enter and for how you use it. That includes the accuracy of every invoice, GST calculation and customer record, and having a lawful reason to hold your customers' information. PayKut is a tool to help you bill and keep records. It is not tax, accounting or legal advice, so check your filings with a qualified professional.

Plans and payments

PayKut offers paid plans, such as Mobile Only and Mobile + Desktop, billed monthly or yearly, plus custom Enterprise plans. We may also offer a free plan or free access to start. What each plan includes is shown on our website and in the app.

• Prices are in Indian rupees. Applicable taxes are charged as the law requires.
• Renewal. Paid plans renew each month or year until you cancel.
• Cancelling. You can cancel any time to stop future renewals. Your plan stays active until the end of the period you've paid for.
• Refunds. Fees already paid are not refunded for unused time, unless the law requires it or we agree otherwise in writing.
• Price changes. We'll give you at least 30 days' notice before a change applies to your plan.
• Late or failed payment. We may suspend paid features after reasonable notice. You'll still be able to export your data.

Custom software

Custom offline software, and anything else we build specially for you, is covered by a separate written quote or agreement that sets the scope, price, delivery, licence and support. If that document conflicts with these terms for the custom work, the custom agreement applies.

Our ownership

PayKut's software, name, logo, design and content belong to us or our licensors. While you follow these terms, we give you a limited, non-exclusive, non-transferable right to use PayKut for your business. We do not transfer any ownership to you.

If you send us feedback or ideas, we may use them to improve PayKut without owing you anything.

Availability and changes

We work to keep PayKut running and your data backed up, but we can't promise it will always be available or error-free. There may be maintenance, outages or problems outside our control, such as network or third-party service failures.

We may update or change features over time. If we make a change that significantly reduces what your paid plan does, we'll tell you in advance. We recommend you export your key invoices and reports regularly for your own records.

Warranties and liability

PayKut is provided "as is" and "as available". To the extent the law allows, we do not give any promise that it will meet every need of your business, and we exclude warranties not set out in these terms.

To the extent the law allows, we are not liable for indirect or consequential loss, such as lost profits, lost sales or lost goodwill. Our total liability to you for any claim related to PayKut is limited to the fees you paid us in the 12 months before the claim arose.

Nothing in these terms excludes or limits liability that cannot be excluded or limited by law.

Ending your use

You can stop using PayKut and ask us to delete your account at any time. How we handle your data after that is described in the Privacy Policy.

We may suspend or close your account if you seriously or repeatedly break these terms, if the law requires it, or if your use puts PayKut or other users at risk. Where we reasonably can, we'll tell you why and give you a chance to fix the problem and export your data first.

Governing law

These terms are governed by the laws of India. Courts at Noida, Uttar Pradesh (Gautam Buddh Nagar) have exclusive jurisdiction over any dispute, subject to any rights you have under consumer protection law. We'd like to hear about a problem first, so please contact us and give us a chance to sort it out.

Changes and contact

We may update these terms. We'll change the date at the top, and tell you in the app or by message if the change is significant. If you keep using PayKut after a change takes effect, you accept the updated terms.

Questions about these terms: